While mortgage rates have risen it’s important to remember that interest rates aren’t the only factor affecting affordability.

Buying a home is a powerful decision, and it remains a key part of the American Dream.

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, finding a house that better suits your lifestyle may be a top priority for you.

If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years.

As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just a few trends that may benefit you when you go to buy a home today.

Lender Greg Elliott of World Mortgage Group talks about the direction of the interest rates for the fourth quarter, different types of mortgage programs, and why this market is a great opportunity for buyers.